Working with Toth Financial
We’re Here For You.
And we’ll be there every
step of the way.
We understand that the investment world can be complex and uncertain. Toth Financial works closely with clients who have a minimum of $1 million of investible assets and are looking for guidance and a personal relationship to help navigate through the uncertainty. When markets are turbulent, our team knows how to filter out the noise, without losing sight of our clients’ goals.
Core Values
Service
“We believe that service is the single most important value that we provide to our clients. Our time and focus go towards servicing our clients. We founded and built this company on moral principles of integrity, commitment, knowledge, and excellence. When you succeed, we succeed.”
– Tom Toth Sr.
Integrity
Not knowing who to trust or what to do with your finances can be stressful. That’s why we have a complete focus on your well-being, through open, honest, and consistent communication on your terms. Tom built this company on his moral principals and set a foundation for all to follow.
Commitment
We are committed both professionally and personally to our clients. When you call us, an actual team member will pick up. If afterhours, we will get back to you as soon as we can. Being an independent advisory firm affords us the latitude to align our goals with those of our clients.
Knowledge
We use our own research to come up with a core investment philosophy that focuses on owning quality stocks from individual companies. In most cases, these companies have been around for a long time, have a great track record of growing earnings and revenues during bad times, and reward their investors with either consistent dividends or stock buybacks. We also use ETFs to get more diversified exposure into sectors that may be underrepresented or offer potential gains.
Excellence
Toth Financial is proud to provide high-quality, trustworthy financial advice in a clear and personalized manner. We’ve earned the reputation of dependability, consistency, and success for our clients by taking time to understand their needs, then following through on every detail to completion. We have been working to achieve this since 1986 and have served multiple generations of clients.
Peace Of Mind.
Personalized Solutions.
You’re in a unique position in life, likely with multiple goals and probably even more questions of how to get there. We work with you to build a portfolio that is customized for your needs and help you understand the options available to you. We also help to identify adequate risk tolerance and build a strategy to help guide you to your financial goals (and the goals of generations that come after you). You probably have a lot of questions. We have the answers and will guide you through this.
  • Do we have enough saved for retirement?
  • What if we run out of money?
  • Where do I start with managing a portfolio?
  • Is there an alternative to stocks or bonds I should consider?
  • How do I grow the money I have saved and when do we make changes?
  • How do I know what to trust and what to ignore?
  • What is an appropriate risk tolerance for my portfolio?
Building Trust. Ensuring Success.
We want to know what is most important to you so we can deliver solutions tailored to you and your needs.
Step 1
Get To Know Each Other First.
The first step to reaching your goals is meeting the team and getting acquainted. We prefer to have in person meetings whenever possible. This allows us to build a relationship and establish a bond from day 1. We want you to meet the team so that you can put a face to those supporting you and your portfolio. We take our role in your lives seriously and want you to be comfortable with those team members as well.
Step 2
Meet and Assess Your Goals.
We believe that the best way forward is with a clear understanding of your situation and goals. We like to start off a relationship by getting an idea of your full financial picture. This requires collecting statements and gathering some information to help us understand where you are and where you want to go. From there Toth Financial will create an individualized strategy that will help you achieve success with enough time. You’ve worked hard for your wealth and that deserves a retirement portfolio that is well structured and easily understood.
Step 3
Hands-On From The Beginning.
Toth Financial provides personalized, high-touch service for every client’s portfolio from the moment they decide to work with us. We handle all administrative items to ensure a smooth transition, while opening up the most valuable asset for our clients…their time. We pride ourselves on being highly responsive to the needs of every client not only at the beginning but throughout the entire relationship.
A Pioneer Of Fee-Only Pricing
As a fee-only investment advisory since 1989, we offer full transparency to our clients and their accounts. We take pride in the fact that we are not aligned with any single company’s products or sales goals. This allows us to provide premier solutions for our clients without conflicts of interest. This was driven by Tom Toth, Sr’s desire to maximize the clients’ returns, not the company’s profits. Through this, he set the foundation for a company that puts the clients’ needs first.
View Fee Structure
Driven By Experience.
Dedicated To Growth.
With well over 100 years of combined expertise in developing and managing client assets, we collaborate with our clients to develop their investment and retirement goals, by listening first. We optimize their portfolio by weaving in risk tolerance, existing assets, age, long-term investment, and retirement goals, all within the context of the markets and ever-shifting economic landscape. We’re not just looking for short-term returns – rather, we build a portfolio with market downturns in mind, but focused on long-term successes.
Top-tier financial and investment advice for over 38 years.

We are deeply committed to earning and retaining client trust. Families have placed their trust in us to ensure their wealth is preserved and stands the test of time across generations.

Trusted Experts
Reaching your unique financial goals means aligning your portfolio with a team that not only understands your needs, but has the knowledge, experience, and capability to help you prepare for any event.
Meet the Team